What sets us apart? It's simple: WE CARE. We understand that buying or refinancing a home is a major life event that can be stressful. That's why we're committed to making the process as smooth and stress-free as possible for you and your family. We're always available to assist you and aim to bring our fresh, friendly service to the entire country.
We pride ourselves on being able to reduce your mortgage payment through our experience. On average, our clients save $23,000 over the life of their loan. Additionally, we have a track record of closing on time, every time. Our approach to great customer service isn't just something we're passionate about—it's a promise we make to our clients, encapsulated in our "5 Point Promise."
We believe that borrowers shouldn't have to compromise. Often, people think they must choose between the convenience offered by online lenders and the personalized service from smaller providers. At Good News Lending, you don't have to make that choice—you can have the best of both worlds.
Our company has been in business for over 23 years and is proud to be the #1 Mortgage Lender by loan volume in the Mid-South. We're also licensed to operate in all 50 states. We understand the challenges you may face when applying for a mortgage and are fully equipped to help you through the process.
Our process starts with a no-obligation, 5-10 minute discussion about your loan needs, your qualifications, and any special circumstances you might have. We'll also offer tips to secure the best rate and provide a free quote. Our pre-approval process ensures that the quotes you get are highly accurate, setting us apart from lenders who offer teaser rates without fully understanding your financial situation. We put in the hard work upfront, so you can expect good news about your timely loan approval.
Getting prequalified for a mortgage is the first step and involves simply reviewing your financial data. This allows us to provide an estimate of your borrowing capacity and helps you in several ways, including improving your home-buying prospects and giving you negotiating power with sellers.
Once you decide to proceed, you'll complete a formal mortgage application requiring more detailed information. This step generally takes a few weeks to complete.
The processing stage involves verifying all the data you've provided, and underwriting involves evaluating your risk as a borrower.
Finally, you'll sign all the required documents at closing and officially become a homeowner. By providing this comprehensive guide, we aim to demystify the complexities of mortgage lending, making your experience as transparent and stress-free as possible. We stand by our "5 Point Promise" and are committed to delivering the good news you're hoping for in your home financing journey.Feel free to contact us anytime. We're here to help!
Get in touch with our friendly team today.
