FHA First-Time Home Buyer Loans

Buy Your First Home with Good News Lending FHA Loans

Embark on the exciting journey of homeownership. Our FHA loans provide a welcoming path into the housing market, specially designed for first-time buyers like you.

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Over 190 Reviews
4.92
Over 125 Reviews
4.6
7 Reviews
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What is an FHA Loan?

FHA Loans, backed by the Federal Housing Administration, are tailored for the unique challenges faced by first-time buyers. With their low down payments, lenient credit requirements, and competitive rates, they're ideal for those entering the housing market for the first time. Whether you have less-than-perfect credit or limited savings, FHA loans are designed to help you step into your dream home.

You Shouldn't Have To Choose

Too many borrowers think they must choose between the convenience of an online lender and the hands-on service you might get from the "small guys."

But We Believe You Can Have It All!
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Simplifying FHA Loan Eligibility

Our goal is to make homeownership accessible to everyone. Our FHA loans feature flexible eligibility criteria, accommodating various financial situations. With our assistance programs, concerns like down payments and closing costs become less daunting, making your first home a realistic and achievable goal.

Guiding You Through the FHA Loan Application

Navigating the FHA loan application process is a breeze with Good News Lending. We’re here to help you gather your financial documents, understand your credit history, and liaise with FHA lenders. Our personalized approach ensures your application process is straightforward, transparent, and stress-free.

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Understanding FHA Loan Terms and Conditions

We believe in complete transparency during your home-buying journey. Our experts provide clear, concise guidance on every term and condition of your FHA loan. We ensure you're fully informed and comfortable with your decision, helping you make your first home purchase a truly rewarding experience.

Your Real Estate Agent: A Valuable Ally

Collaborate with our experienced real estate agent partners to find the perfect home. Our real estate agent partners specialize in first-time buyer programs, ensuring you find a home that suits your lifestyle and budget, and meets all eligibility criteria for FHA financing.

Wendy personally took care of our loan. I submitted an application prior to 7AM and she called me at 7! I have gone through 4 mortgage processes and have never had a better experience. She was on point with her estimates and the process proceeded with such ease. I was actually calling HER asking "do you need anything?" because it was almost TOO smooth from my prior experience.

Talia Fulton

VA Loan

Wendy and her team are absolutely amazing! My home purchase (and future refinance when rates dropped) went smoothly and were effortless on my part. Wendy answered all my questions and gave insightful advice throughout the process. I highly recommend Wendy and her team with all your home financing and refinancing needs!

Justine Farrow

VA Loan

I have never experienced the level of professionalism and courtesy than I did with Wendy Thompson's team. They go out their way to ensure that everything is done to the best that it can. They were always there to answer any questions and provide assistance to any problems that we had. I will say that I will never use anyone else again as long as Wendy is in business.

Kevin Tharpe

Conventional

Financial Planning for Your FHA Loan

Let’s plan your financial future together. We tailor FHA loan products to your unique financial landscape, ensuring your monthly payments are manageable and aligned with your budget. From income analysis to mortgage insurance considerations, we pave the way for a financially secure homeownership experience.

Credit Considerations in Your FHA Application

Your credit history tells a story, and we’re here to read it with understanding. FHA loans offer flexibility for average credit scores, looking beyond just numbers. We help ensure your credit history supports, rather than hinders, your journey to homeownership.

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opaque blue blob that sits behind a photo for decorative effect

Exploring Additional Loan Costs and Fees

Owning a home comes with various financial responsibilities; we’re here to guide you through them. Our loan officers will walk you through all additional costs and fees, uncovering programs that assist with these expenses for a financially sound home-buying journey.

Empowering First-Time Homebuyers

Good News Lending is your partner in the journey to homeownership. We empower you with knowledge, support, and tailored loan programs, turning the dream of owning your first home into a beautiful reality. Contact us today and start your fulfilling journey with us.

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Contact us

Get in touch with our friendly team today.

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