Loan Programs

Loan Programs

We believe the loan process should be the easiest part of buying a home, and that process starts with evaluating each loan program to meet your needs.

But with so many loan programs available, how do you pick the right one for YOU?

That’s where we come in!

Below you’ll find links to some of our most popular loan programs so you can read a bit about them ahead of time.

  • Conventional loans - mortgage loans offered by private lenders that are not backed by a government agency.  They typically must follow Fannie/Freddie Guidelines which makes them one of the more difficult loans to qualify for.  Learn more.
  • FHA Loans - a mortgage insured by the Federal Housing Administration which allows down payments as low as 3.5% and requires lower credit scores than conventional loans.  Learn more.
  • VA Loans - Designed for select members of the military community and their spouses.  Requires no down payment.  Learn more.

There’s no substitute for a quick phone call to answer any questions as it takes for you to get comfortable with the process.